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Beijing Trials Elderly Buy House by Installments

Date:2022.08.04

On August 4th, Beijing Housing and Urban-Rural Development Commission announced that, the elderly families (60 year’s old and above) in the central urban area could enjoy preferential policies if they buy the house in following three pilot projects, namely Pingxi Fu of Changping District, Fuhuan of Shunyi District and Xue Daren Zhuang of Shunyi District and move hukou to the pilot projects. The preferential policies include the elderly family could enjoy the down payment of 35% for common dwelling, or the down payment of 40% for non-common dwelling and preferential loan interest accordingly, if they have neither house nor loan in transit; if the dwelling is smaller than 140 m2, they enjoy the down payment of 35% for the first dwelling, and the down payment of 60% for the second dwelling; their children could apply for loan as co-borrower(s).